There is not enough coffee in the world to wake me up today...

So, it turns out that the downside of thinking about how proficient I am going to get at budgeting right before bed is that then I start thinking about why I have this need to budget.  Bad scene.  I don't know about you, but things always seem super extremely larger than life at night.  My problems seem oh so much larger when it's dark out. 

I am the epitome of the saying "It's always darkest before the dawn".  That's my life.  Dark as all get out before the sun comes up, scaring the daylights out of me. 

Which is why I got no sleep last night, but instead spent the whole night hacking the bejeebers out of my renovation budget.  Because we will be over budget if I don't.  Ick.

Dave Ramsey says something about women viewing an emergency fund not just as money in the bank, but as security.  Guess what?  He's right.  And we are currently spending all my security.  Which is keeping me up at night. 

Which is why there is not enough coffee in the world...

Must sleep tonight... must sleep... must...